Key takeaways
- A bond is a three-party guarantee: you, the surety, and the state/consumer.
- If the surety pays a claim, you must repay it.
- CA: $25,000. WA: $30,000 general / $15,000 specialty.
How bonding works
- The state sets the bond amount for your license type.
- A surety company issues the bond for a premium.
- The bond is filed with the licensing agency.
- If a valid claim is paid, you reimburse the surety.
Bonds vs insurance: insurance protects you; a bond protects your customers.
Requirements by state
| State | License bond | Source |
|---|---|---|
| California | $25,000 | BPC §7071.6 |
| Washington | $30,000 general / $15,000 specialty | RCW 18.27.040 |
| Oregon | By endorsement | Oregon CCB |
| Arizona | By license type and volume | AZ ROC |
| Nevada | $1,000–$500,000, set by the Board | NRS 624.270 |
Check the license behind the policy
Insurers and clients look at your license status first. See what the state shows for you — free.
Getting bonded
Bonding checklist
- Confirm the amount with your state agency
- Have your license application/number ready
- Get the bond filed with the agency
- Calendar the renewal date
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FAQ
What does "bonded" mean?
The contractor has a surety bond on file with the state, which consumers can claim against for licensing-law violations.
Still unsure?
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