Contractor articles
Plain-English explainers built from official state sources — for homeowners and contractors.
Contractor bonding, explained →How contractor bonding works, who the three parties are, what a claim means for you, and official bond amounts in CA, WA, OR, AZ and NV.Updated Nov 4, 2026What does general liability cover for contractors? →What contractor general liability does and doesn't cover, the official state minimums in WA and OR, and how COIs work.Updated Nov 4, 2026Workers' comp rules for contractors, state by state →When contractors must carry workers' comp in six states, from official sources, plus what 244,107 CSLB records show.Updated Nov 4, 2026How to read a CSLB license record →What each field on a California CSLB contractor license record means: status, classifications, bond and workers' comp.Updated Nov 4, 2026What insurance do subcontractors need? →What GCs commonly require from subcontractors: GL certificates, workers' comp proof and an active license, with official state rules.Updated Nov 4, 2026
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