Key takeaways
- A DCWP Home Improvement Contractor (HIC) license is required for residential work over $200.
- HIC does not cover new construction, plumbing or electrical work.
- Applicants must show workers' comp coverage (or exemption) and pass an exam.
- New York requires workers' comp for virtually all employers.
The NYC HIC license
Required for residential home improvement work over $200 in NYC. It excludes new construction, plumbing and electrical work, which have separate licensing.
Workers' comp in New York
Virtually all New York employers must carry workers' compensation — see the New York workers' comp page.
Check the license behind the policy
Insurers and clients look at your license status first. See what the state shows for you — free.
General liability
Clients, co-op/condo boards and GCs commonly require a COI before work starts.
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Verify a NYC contractor
See our NY contractor license lookup guide.